We have carefully selected three comprehensive insurance packages to help you find the perfect coverage for your vehicle. Compare the features and pricing to make an informed decision.
Essential coverage for budget-conscious drivers
Our Basic Protection package provides essential coverage required by Swedish law and additional protection against common risks like theft and fire. This affordable option is perfect for budget-conscious drivers who want reliable protection without unnecessary extras.
Our most popular comprehensive coverage option
The Standard Coverage package is our most popular option, offering a balanced combination of protection and value. This comprehensive plan includes all the essentials plus collision coverage and additional services that most drivers need for complete peace of mind.
| Feature | Basic Protection | Standard Coverage | Premium Security |
|---|---|---|---|
| Monthly Price | From 800 SEK | From 1,200 SEK | From 1,800 SEK |
| Third-party Liability | |||
| Fire Insurance | |||
| Theft Protection | |||
| Legal Assistance | Up to 100,000 SEK | Up to 250,000 SEK | Up to 500,000 SEK |
| Glass Damage | |||
| Collision Damage | |||
| Roadside Assistance | Standard | Premium | |
| Rental Car Coverage | Up to 14 days | Up to 30 days | |
| Value Protection | |||
| Driver Insurance | |||
| Europe-wide Coverage | |||
| Deductible | 4,500 SEK | 3,000 SEK | 0-1,500 SEK |
Our insurance experts are ready to help you select the best coverage for your specific needs and vehicle.
Contact UsThe right package depends on several factors including your vehicle value, driving habits, and risk tolerance. Generally, newer or more expensive cars benefit from Premium coverage, while older vehicles might only need Basic Protection. Consider your budget, how much you drive, and what risks concern you most. Our insurance experts can help you assess your specific needs.
Yes, most insurance providers allow some level of customization. While these packages represent the standard offerings, you can often add specific coverages to a lower-tier package or remove certain elements from a higher-tier package to adjust the premium. Contact us for personalized adjustment options with different providers.
The no-claims bonus is a discount that increases for each year you drive without making a claim. With each claim-free year, your discount increases up to a maximum percentage (varies by package). If you make a claim, your bonus typically drops by two years' worth of accumulation, but some Premium packages offer no-claims protection that allows one claim every few years without losing your bonus.
Insurance premiums in Sweden are influenced by several factors including: your age and driving experience, vehicle make, model and age, where you live (urban vs. rural areas), annual mileage, previous claims history, security features on your vehicle, and whether the car is financed or owned outright. Your deductible choice also significantly impacts your premium.
Yes, traffic insurance (third-party liability) is included in all packages as it's legally required for all vehicles in Sweden. This covers injuries to other people and damage to others' property. Even the Basic Protection package includes this mandatory coverage as its foundation.